What kinds of drugs are covered by Medicare Part D?

The list of drugs covered differs between plans. A simple guide to the drugs covered by Medicare Part D can be broadly categorized into six categories such as:

  • antidepressants
  • antipsychotics
  • anticonvulsants
  • antiretrovirals
  • immunosuppressants
  • anticancer

It can indicate that Medicare Part D prescription drug plans cover every therapeutic drug. It has made prescription drugs quite affordable.

Medicare Part D usually covers all the prescription drugs that are not covered by Part A and Part B. However, every Medicare Part D plan will differ from each other, and therefore not all drugs are covered in every plan. The plan’s formulary decides which drugs are included in the list. In short prescription drugs purchased at your nearby pharmacy are usually covered under Medicare Part D under different plans. Since it follows a tiered approach, the drugs in the lower tier will generally cost less, and the ones in the higher tier will cost more.

But, drugs not approved by the FDA are not covered under Medicare Part D. These include:

  • Nonprescription drugs
  • Weight control medications
  • Medications for improving fertility
  • Virility drugs to treat impotence
  • Drugs for cosmetic purposes like growing hair
  • Over the counter drugs for cough and cold
  • Prescription drugs for vitamins and mineral products

Nevertheless, some plans having enhanced coverage, which cover drugs usually not covered under any plan. In case you are looking out for information on the drugs covered by Medicare Part D, connect with www.askhpm.com for further details.