Are there ways to avail of a medicare plan with dental coverage?
Medicare plan with dental coverage under Part A and Part B is limited and does not cover routine dental procedures outside of hospitalization dental emergencies. If your Medicare does not allow dental procedures to be covered, there are other ways to get the benefits covered. You could buy standalone dental plans that could be affordable.
Three conditions are attached to extending benefit:
- The dental procedure has to be vital to the primary condition treatment.
- It extends to in-patient care, where immediate treatment takes place.
- Must occur before primary treatment.
However, Medicare does not cover follow up dental procedures after completing the primary condition treatment, and the patient gets discharged from the hospital.
However, a Medicare plan with dental coverage comes as part of Medicare Advantage Plan, also known as Medicare Part C. It covers necessary dental procedures like cleaning, x-ray, extractions, fillings, and crowns, although not all Medicare Advantage Plans cover dental.
Individual private company plans vary for coverage and may incur an additional premium. If dental care is covered, then there could be limits for coverage and limits for cost allowance. Medigap Plans are the alternative to Medicare Advantage Plans that offer discounts on out-of-pocket expenses. However, if you subscribe to Medicare Advantage Plans or Medicare Part C, you cannot subscribe to Medigap plans. Medigap option is available only to subscribers of the Original Medicare Part A and Part B.
If you are searching for a Medicare plan with dental coverage, you should immediately approach www.askhpm.com for further details.