Is there a Medicare plan that covers dental care?
If you need a Medicare plan covering routine dental care, you may take the Medicare Advantage plan called Medicare Part C offered by private companies. While most Medicare Advantage plans by private providers cover dental, not all do. The extent covered, the premium charged, and the cost allowance under the plans vary.
The Medicare Advantage plan that covers dental offers not only the benefit of preventive services like exams and cleanings. They also cover essential services like x-rays, fillings, extractions, and primary services like root canal and crowns. You may also choose an appropriate plan that covers your need for implants and dentures at some point.
The simplest way to get a Medicare plan that covers dental is to purchase a separate standalone dental insurance plan covering all preventive, primary, and significant services. You must pay a monthly premium in the standalone dental plan and see a dentist listed in the network. Also, you need to pay a specific portion of the costs, while the insurance pays the rest.
Under standalone dental plans, the essential services like x-rays, extractions, and fillings are usually covered up to 80%. The major services like root canal, crowns, dentures, and implants are covered up to 50%. However, preventive services like annual exams and cleanings are free.
If you need more information on the Medicare plan that covers dental care, get in touch with www.askhpm.com experts today!