Medicare eye exam is one of the most frequently asked questions by beneficiaries covered with Original Medicare. Does it help in protecting vision care? Or does it take care of any surgical procedures? We advise you to connect with AskHPM experts to know everything about eye care.
Unlike regular check-ups, eye exam coverage by Medicare needs studying before proceeding with any vision-related problem. It is important to note, Original Medicare Part A and B do not usually cover eye exams for contact lenses or eyeglasses (also referred to as ‘refractions’).
However, Medicare Part B does cover an annual eye exam if a person has diabetes or is at high risk of Glaucoma. Part B coverage also takes care of treatment for certain eye diseases such as Aflibercept, Lucentis, etc., along with diagnostic tests. You may want to note that macular degeneration is usually covered by Medicare Part B that includes eye exams, tests to diagnose the severity of the problem, and specific injectable drugs used in treating this disease.
Investing in Medicare Advantage Plan may offer some relief to beneficiaries, as compared with just Original Medicare. Private insurance companies offer these plans, and it is essential to consider several aspects before investing in one. The most important being finances, i.e., premium. Specific Medicare Supplement plans may also offer eye exam coverage; however, you may have to incur an additional cost under certain plans. It proves to be advantageous to invest in a supplemental insurance plan that may cover certain out-of-pocket expenses. Every test needs to be conducted in hospitals or clinics covered under the Medicare network and tested by licensed eye doctors. Connect with health plan experts at www.askhpm.com to know more about Medicare eye exams today!