The word “free” is something that often comes with a lot of questions. Nothing is free so why should we trust it? The problem is that there are some things that are free that we actually would benefit from having. An example of this is a Medicare consultation. As a senior, you need to be aware of the changes in policies, the options that are available to you and how you can take advantage of them. You also need to find the right coverage for you and that means going through dozens of options for multiple providers. That can be overwhelming and create a lot of confusion.
The goal of a Medicare advisor is to make sure that you are aware of all you options and find the best plans that work for you whether it’s your healthcare needs, budget or both. This isn’t something that can be done online within a few minutes. It is something that takes some time and needs to be done either over the phone or in person.
The first thing a Medicare advisor is going to do is sit with you and learn about your medical history, your needs, who your doctors are, what medications you are on and so forth. This will give them an idea of what type of coverage you will need. The next thing they will do is recommend certain plans from different providers. These plans provide coverage for things like prescription drugs and dental treatment.
The consultation is always free which leads to the question, how do they make any money? Medicare advisors are paid by the provider when you sign up. The cost for the new plans would be the exact same if you were to call the provider up directly so you literally do not lose a penny by speaking with an advisor. That’s why everyone should get their free consultation, because it really is free, and it can benefit you with your health coverage.